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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,911 | $82,630-17.8% | $64,105+5.9% | $125,389-45.8% |
| Participation rate | 66.7% | 75.9%-9.2pp | 68.2%-1.5pp | 83.2%-16.5pp |
| Annual return | -0.71% | 1489.72%-1490.4pp | 791.24%-792.0pp | 282.24%-282.9pp |
| Employer contribution / active EE | $735 | $2,671-72.5% | $1,820-59.6% | $4,866-84.9% |
| Participant deferral / active EE | $871 | $3,608-75.9% | $2,822-69.1% | $5,352-83.7% |
| Admin fee / account holder | $5,318 | $6,382-16.7% | $4,499+18.2% | $9,541-44.3% |