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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,917 | $99,652+1.3% | $78,778+28.1% | $147,586-31.6% |
| Participation rate | 46.2% | 76.2%-30.1pp | 69.2%-23.0pp | 82.8%-36.7pp |
| Annual return | 14.63% | 47.28%-32.7pp | 35.62%-21.0pp | 578.59%-564.0pp |
| Employer contribution / active EE | $640 | $2,796-77.1% | $1,986-67.8% | $4,876-86.9% |
| Participant deferral / active EE | $856 | $3,664-76.6% | $2,958-71.1% | $5,439-84.3% |
| Admin fee / account holder | $999 | $7,155-86.0% | $5,134-80.5% | $10,886-90.8% |