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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,353 | $93,346-19.3% | $71,796+5.0% | $273,972-72.5% |
| Participation rate | 58.3% | 76.5%-18.2pp | 69.1%-10.8pp | 83.0%-24.7pp |
| Annual return | 6.62% | 130.39%-123.8pp | 78.04%-71.4pp | 41.46%-34.8pp |
| Employer contribution / active EE | $852 | $2,733-68.8% | $1,924-55.7% | $4,869-82.5% |
| Participant deferral / active EE | $1,017 | $3,475-70.7% | $2,794-63.6% | $5,287-80.8% |
| Admin fee / account holder | $9,287 | $6,571+41.3% | $4,815+92.9% | $10,133-8.3% |