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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,151 | $102,696+19.9% | $86,235+42.8% | $139,487-11.7% |
| Participation rate | 50.0% | 74.5%-24.5pp | 69.0%-19.0pp | 80.3%-30.3pp |
| Annual return | 9.03% | 1925.91%-1916.9pp | 1170.03%-1161.0pp | 373.84%-364.8pp |
| Employer contribution / active EE | $1,005 | $3,034-66.9% | $2,381-57.8% | $4,755-78.9% |
| Participant deferral / active EE | $1,831 | $4,679-60.9% | $3,987-54.1% | $6,713-72.7% |
| Admin fee / account holder | $3,311 | $8,667-61.8% | $6,856-51.7% | $11,407-71.0% |