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| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC8+ years Filed as: CAPFINANCIAL PARTNERS, LLC Service code 28 P.O. BOX 536850 · ATLANTA, GA 303536850 | Investment Management | $135,232 |
NEWPORT GROUP, INC.7 years Filed as: NEWPORT TRUST COMPANY Service code 12 · EIN 27-4411131 | Claims processing; Trustee (bank, tru... | $134,651 |
NEWPORT GROUP, INC.7 years Service code 12 · EIN 27-2037969 | Participant loan processing; Recordke... | $83,010 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,645 | $82,188+342.5% | $125,401+190.0% | $64,829+460.9% |
| Participation rate | 94.1% | 77.9%+16.2pp | 82.4%+11.7pp | 71.5%+22.6pp |
| Annual return | -16.83% | 3.50%-20.3pp | 572.53%-589.4pp | 32.85%-49.7pp |
| Employer contribution / active EE | $12,600 | $3,617+248.3% | $4,816+161.6% | $2,507+402.6% |
| Participant deferral / active EE | $12,329 | $7,177+71.8% | $7,448+65.5% | $4,312+186.0% |
| Admin fee / account holder | $407 | $163+149.1% | $10,008-95.9% | $188+116.4% |