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| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC4+ years Filed as: CAPFINANCIAL PARTNERS, LLC Service code 28 P.O. BOX 536850 · ATLANTA, GA 303536850 | Investment Management | $236,368 |
NEWPORT GROUP, INC.3 years Service code 12 · EIN 27-2037969 | Participant loan processing; Recordke... | $195,094 |
NEWPORT GROUP, INC.3 years Filed as: NEWPORT TRUST COMPANY Service code 12 · EIN 27-4411131 | Trustee (bank, trust company, or simi... | $85,157 |
GREERWALKER LLP3 years Service code 10 · EIN 56-1434747 | Accounting | $18,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,078 | $75,388+332.5% | $123,553+163.9% | $55,727+485.1% |
| Participation rate | 95.3% | 75.7%+19.6pp | 82.3%+13.0pp | 70.9%+24.4pp |
| Annual return | -4.72% | 4.48%-9.2pp | 119.21%-123.9pp | 244.94%-249.7pp |
| Employer contribution / active EE | $11,875 | $3,063+287.7% | $4,628+156.6% | $2,078+471.4% |
| Participant deferral / active EE | $9,344 | $5,651+65.4% | $6,426+45.4% | $3,356+178.5% |
| Admin fee / account holder | $522 | $120+336.0% | $9,284-94.4% | $115+353.3% |