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| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC7+ years Filed as: CAPFINANCIAL PARTNERS, LLC Service code 28 P.O. BOX 536850 · ATLANTA, GA 303536850 | Investment Management | $157,194 |
NEWPORT GROUP, INC.6 years Filed as: NEWPORT TRUST COMPANY Service code 12 · EIN 75-3182674 | Claims processing; Custodial (securit... | $137,981 |
NEWPORT GROUP, INC.6 years Service code 12 · EIN 27-2037969 | Claims processing; Recordkeeping fees... | $78,454 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $469,476 | $104,336+350.0% | $159,495+194.4% | $86,828+440.7% |
| Participation rate | 94.0% | 77.7%+16.3pp | 82.8%+11.2pp | 72.3%+21.7pp |
| Annual return | 14.96% | 26.32%-11.4pp | 263.72%-248.8pp | 97.95%-83.0pp |
| Employer contribution / active EE | $11,900 | $3,451+244.8% | $4,831+146.3% | $2,406+394.6% |
| Participant deferral / active EE | $10,961 | $6,837+60.3% | $7,354+49.1% | $4,132+165.3% |
| Admin fee / account holder | $444 | $172+157.7% | $10,804-95.9% | $170+161.7% |