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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $51,159 |
MORGAN STANLEY SMITH BARNEY6 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 55 1 NEW YORK PLZ 12TH FL · NEW YORK, NY 10004 | Other Commissions | $27,654 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,594 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,175 | $59,456-44.2% | $93,669-64.6% | $74,429-55.4% |
| Participation rate | 93.2% | 59.6%+33.6pp | 68.7%+24.5pp | 67.2%+26.0pp |
| Annual return | 10.79% | 82.00%-71.2pp | 133.59%-122.8pp | 1368.38%-1357.6pp |
| Employer contribution / active EE | $2,113 | $1,266+66.9% | $2,424-12.8% | $2,625-19.5% |
| Participant deferral / active EE | $4,790 | $3,052+57.0% | $4,416+8.5% | $4,348+10.2% |
| Admin fee / account holder | $303 | $3,026-90.0% | $8,291-96.3% | $1,944-84.4% |