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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,100 | $45,566+10.0% | $64,105-21.8% | $59,633-16.0% |
| Participation rate | 59.5% | 60.2%-0.6pp | 68.2%-8.6pp | 68.7%-9.1pp |
| Annual return | -1.04% | 4.95%-6.0pp | 791.24%-792.3pp | 2041.45%-2042.5pp |
| Employer contribution / active EE | $575 | $934-38.4% | $1,820-68.4% | $2,203-73.9% |
| Participant deferral / active EE | $2,219 | $2,057+7.9% | $2,822-21.3% | $3,192-30.5% |
| Admin fee / account holder | $23,915 | $3,268+631.9% | $4,499+431.5% | $4,297+456.6% |