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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,220 | $100,003-34.8% | $146,685-55.5% | $85,856-24.0% |
| Participation rate | 93.3% | 73.1%+20.3pp | 80.1%+13.3pp | 69.3%+24.0pp |
| Annual return | 13.49% | 18.93%-5.4pp | 22.75%-9.3pp | 318.58%-305.1pp |
| Employer contribution / active EE | $1,407 | $2,559-45.0% | $4,137-66.0% | $2,565-45.1% |
| Participant deferral / active EE | $2,911 | $4,006-27.3% | $5,507-47.1% | $3,952-26.3% |
| Admin fee / account holder | $609 | $7,704-92.1% | $10,281-94.1% | $6,261-90.3% |