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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,847 | $81,870-19.6% | $119,622-45.0% | $68,486-3.9% |
| Participation rate | 92.0% | 71.9%+20.1pp | 79.3%+12.7pp | 67.9%+24.1pp |
| Annual return | -21.04% | -23.82%+2.8pp | -14.98%-6.1pp | -7.85%-13.2pp |
| Employer contribution / active EE | $1,906 | $2,692-29.2% | $4,232-55.0% | $2,597-26.6% |
| Participant deferral / active EE | $3,680 | $4,148-11.3% | $5,601-34.3% | $4,028-8.6% |
| Admin fee / account holder | $1,059 | $6,583-83.9% | $10,328-89.7% | $5,404-80.4% |