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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,582 | $83,485-58.6% | $125,192-72.4% | $72,975-52.6% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.5%+30.5pp |
| Annual return | 25.09% | 25.77%-0.7pp | 43.79%-18.7pp | 81.01%-55.9pp |
| Employer contribution / active EE | $7,300 | $2,346+211.2% | $3,866+88.8% | $2,440+199.2% |
| Participant deferral / active EE | $2,390 | $3,586-33.4% | $4,937-51.6% | $3,608-33.8% |
| Admin fee / account holder | $797 | $5,518-85.6% | $9,704-91.8% | $5,124-84.4% |