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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,229 | $166,131-40.9% | $164,975-40.5% | $145,877-32.7% |
| Participation rate | 86.4% | 82.0%+4.4pp | 78.6%+7.7pp | 80.3%+6.1pp |
| Annual return | 15.96% | 100.37%-84.4pp | 70.12%-54.2pp | 551.28%-535.3pp |
| Employer contribution / active EE | $2,039 | $5,276-61.3% | $4,343-53.0% | $4,663-56.3% |
| Participant deferral / active EE | $4,097 | $6,962-41.2% | $6,033-32.1% | $6,691-38.8% |
| Admin fee / account holder | $8,486 | $16,648-49.0% | $12,688-33.1% | $13,402-36.7% |