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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,364 | $78,682-14.4% | $109,188-38.3% | $85,851-21.5% |
| Participation rate | 67.3% | 68.3%-1.0pp | 75.9%-8.6pp | 69.3%-2.0pp |
| Annual return | 12.24% | 25.09%-12.8pp | 25.76%-13.5pp | 318.63%-306.4pp |
| Employer contribution / active EE | $1,643 | $2,734-39.9% | $3,723-55.9% | $2,565-36.0% |
| Participant deferral / active EE | $3,288 | $3,468-5.2% | $4,654-29.4% | $3,952-16.8% |
| Admin fee / account holder | $4,588 | $5,470-16.1% | $6,755-32.1% | $6,261-26.7% |