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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,819 | $73,940+62.1% | $96,496+24.2% | $75,173+59.4% |
| Participation rate | 52.9% | 66.4%-13.5pp | 74.3%-21.4pp | 67.2%-14.3pp |
| Annual return | 16.01% | 26.71%-10.7pp | 35.70%-19.7pp | 160.65%-144.6pp |
| Employer contribution / active EE | $2,132 | $2,929-27.2% | $3,738-43.0% | $2,670-20.1% |
| Participant deferral / active EE | $4,370 | $3,659+19.4% | $4,879-10.4% | $4,126+5.9% |
| Admin fee / account holder | $5,186 | $5,216-0.6% | $6,731-23.0% | $5,651-8.2% |