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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,232 | $56,894-10.0% | $84,753-39.6% | $62,881-18.5% |
| Participation rate | 59.4% | 68.5%-9.2pp | 76.6%-17.2pp | 69.3%-9.9pp |
| Annual return | 5.09% | 6.30%-1.2pp | 22.78%-17.7pp | 20.14%-15.1pp |
| Employer contribution / active EE | $1,370 | $2,400-42.9% | $3,574-61.7% | $2,281-39.9% |
| Participant deferral / active EE | $2,396 | $2,709-11.6% | $3,712-35.4% | $3,203-25.2% |
| Admin fee / account holder | $2,701 | $3,581-24.6% | $5,333-49.3% | $4,296-37.1% |