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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,054 | $72,273-18.3% | $101,275-41.7% | $79,856-26.0% |
| Participation rate | 66.7% | 68.5%-1.8pp | 75.8%-9.1pp | 69.6%-3.0pp |
| Annual return | 13.33% | 22.30%-9.0pp | 46.48%-33.1pp | 31.71%-18.4pp |
| Employer contribution / active EE | $1,866 | $2,691-30.7% | $3,660-49.0% | $2,471-24.5% |
| Participant deferral / active EE | $3,412 | $3,282+4.0% | $4,371-21.9% | $3,741-8.8% |
| Admin fee / account holder | $5,087 | $4,401+15.6% | $5,948-14.5% | $5,306-4.1% |