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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,522 | $77,816-28.6% | $123,549-55.1% | $64,181-13.5% |
| Participation rate | 55.4% | 74.7%-19.4pp | 82.3%-26.9pp | 69.6%-14.2pp |
| Annual return | -7.78% | 12.49%-20.3pp | 119.20%-127.0pp | 7.63%-15.4pp |
| Employer contribution / active EE | $4,142 | $3,014+37.4% | $4,628-10.5% | $2,381+74.0% |
| Participant deferral / active EE | $9,416 | $5,240+79.7% | $6,426+46.5% | $3,470+171.4% |
| Admin fee / account holder | $8,762 | $5,519+58.8% | $9,284-5.6% | $4,887+79.3% |