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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,987 | $72,177-30.7% | $115,037-56.5% | $59,633-16.2% |
| Participation rate | 54.5% | 72.6%-18.0pp | 81.4%-26.8pp | 68.7%-14.1pp |
| Annual return | -2.40% | 12.02%-14.4pp | 26.14%-28.5pp | 2041.40%-2043.8pp |
| Employer contribution / active EE | $2,327 | $2,841-18.1% | $4,608-49.5% | $2,203+5.6% |
| Participant deferral / active EE | $4,468 | $4,783-6.6% | $6,026-25.9% | $3,192+40.0% |
| Admin fee / account holder | $2,203 | $4,927-55.3% | $8,175-73.1% | $4,297-48.7% |