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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,210 | $85,766-25.1% | $136,298-52.9% | $70,126-8.4% |
| Participation rate | 61.8% | 74.2%-12.3pp | 81.9%-20.1pp | 69.5%-7.7pp |
| Annual return | 22.59% | 31.46%-8.9pp | 5156.27%-5133.7pp | 73.15%-50.6pp |
| Employer contribution / active EE | $2,456 | $2,966-17.2% | $4,696-47.7% | $2,343+4.9% |
| Participant deferral / active EE | $5,632 | $5,051+11.5% | $6,247-9.8% | $3,332+69.1% |
| Admin fee / account holder | $3,253 | $5,421-40.0% | $9,244-64.8% | $4,645-30.0% |