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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $60,559 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,368 | $107,415-39.1% | $135,942-51.9% | $80,149-18.4% |
| Participation rate | 68.0% | 78.0%-10.0pp | 81.9%-13.9pp | 72.9%-4.9pp |
| Annual return | 26.00% | 91.99%-66.0pp | 68.28%-42.3pp | 40.39%-14.4pp |
| Employer contribution / active EE | $3,799 | $3,878-2.0% | $4,858-21.8% | $2,977+27.6% |
| Participant deferral / active EE | $7,713 | $8,189-5.8% | $7,759-0.6% | $5,015+53.8% |
| Admin fee / account holder | $33 | $127-73.8% | $10,764-99.7% | $145-77.0% |