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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $49,449 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,957 | $95,388-45.5% | $125,381-58.6% | $77,906-33.3% |
| Participation rate | 73.8% | 78.6%-4.8pp | 82.4%-8.6pp | 73.7%+0.1pp |
| Annual return | -17.33% | 116.19%-133.5pp | 572.31%-589.6pp | 12.16%-29.5pp |
| Employer contribution / active EE | $4,045 | $3,666+10.3% | $4,815-16.0% | $2,846+42.1% |
| Participant deferral / active EE | $8,132 | $7,711+5.5% | $7,448+9.2% | $4,805+69.2% |
| Admin fee / account holder | $31 | $119-73.8% | $10,007-99.7% | $133-76.5% |