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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $2,656 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,983 | $88,324-53.6% | $115,038-64.4% | $55,191-25.7% |
| Participation rate | 42.8% | 72.5%-29.7pp | 81.4%-38.6pp | 69.2%-26.3pp |
| Annual return | 4.03% | 6.30%-2.3pp | 26.14%-22.1pp | 10.78%-6.7pp |
| Employer contribution / active EE | $2,198 | $2,805-21.6% | $4,608-52.3% | $1,899+15.8% |
| Participant deferral / active EE | $4,328 | $5,042-14.2% | $6,026-28.2% | $3,046+42.1% |
| Admin fee / account holder | $13 | $105-87.6% | $8,175-99.8% | $91-85.6% |