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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $1,169 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,430 | $155,795-71.5% | $136,298-67.4% | $69,631-36.2% |
| Participation rate | 50.1% | 75.2%-25.2pp | 81.9%-31.8pp | 70.7%-20.6pp |
| Annual return | 21.77% | 232464.33%-232442.6pp | 5156.27%-5134.5pp | 27571.02%-27549.3pp |
| Employer contribution / active EE | $2,143 | $2,991-28.3% | $4,696-54.4% | $2,032+5.5% |
| Participant deferral / active EE | $4,359 | $5,394-19.2% | $6,247-30.2% | $3,224+35.2% |
| Admin fee / account holder | $3 | $128-97.8% | $9,244-100.0% | $110-97.5% |