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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,427 | $79,955-34.4% | $98,461-46.8% | $75,173-30.3% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.2%+24.8pp | 67.2%+32.8pp |
| Annual return | 16.86% | 19.75%-2.9pp | 21.17%-4.3pp | 160.72%-143.9pp |
| Employer contribution / active EE | $9,480 | $2,264+318.7% | $3,049+211.0% | $2,671+254.9% |
| Participant deferral / active EE | $5,813 | $3,752+54.9% | $4,738+22.7% | $4,126+40.9% |
| Admin fee / account holder | $1,732 | $6,841-74.7% | $8,961-80.7% | $5,651-69.3% |