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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,187 | $118,708-40.0% | $98,920-28.0% | $158,982-55.2% |
| Participation rate | 78.9% | 77.8%+1.1pp | 76.0%+2.9pp | 82.0%-3.0pp |
| Annual return | -0.02% | 372.49%-372.5pp | 196.47%-196.5pp | 302.99%-303.0pp |
| Employer contribution / active EE | $1,868 | $3,334-44.0% | $2,689-30.5% | $4,763-60.8% |
| Participant deferral / active EE | $5,792 | $5,089+13.8% | $4,245+36.4% | $5,983-3.2% |
| Admin fee / account holder | $2,320 | $10,134-77.1% | $6,643-65.1% | $11,252-79.4% |