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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,517 | $116,203-47.1% | $93,621-34.3% | $152,909-59.8% |
| Participation rate | 69.6% | 78.1%-8.5pp | 75.8%-6.3pp | 82.5%-12.9pp |
| Annual return | 21.14% | 35.96%-14.8pp | 32.76%-11.6pp | 345.46%-324.3pp |
| Employer contribution / active EE | $1,374 | $3,219-57.3% | $2,719-49.5% | $4,764-71.2% |
| Participant deferral / active EE | $4,420 | $4,605-4.0% | $4,070+8.6% | $5,851-24.5% |
| Admin fee / account holder | $531 | $10,751-95.1% | $7,890-93.3% | $11,601-95.4% |