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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,494 | $99,032-52.0% | $80,022-40.6% | $135,380-64.9% |
| Participation rate | 65.2% | 78.4%-13.1pp | 75.8%-10.6pp | 82.6%-17.4pp |
| Annual return | -8.37% | 15.39%-23.8pp | 11.22%-19.6pp | 519.81%-528.2pp |
| Employer contribution / active EE | $1,125 | $3,043-63.0% | $2,468-54.4% | $4,779-76.5% |
| Participant deferral / active EE | $3,400 | $4,282-20.6% | $3,686-7.8% | $5,609-39.4% |
| Admin fee / account holder | $5,150 | $10,436-50.6% | $6,521-21.0% | $10,828-52.4% |