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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,625 | $54,380-47.4% | $68,509-58.2% | $59,633-52.0% |
| Participation rate | 72.0% | 70.2%+1.8pp | 74.7%-2.7pp | 68.7%+3.3pp |
| Annual return | -2.66% | 2.83%-5.5pp | 8.27%-10.9pp | 2041.45%-2044.1pp |
| Employer contribution / active EE | $751 | $1,539-51.2% | $2,278-67.0% | $2,203-65.9% |
| Participant deferral / active EE | $2,906 | $2,643+9.9% | $3,382-14.1% | $3,192-9.0% |
| Admin fee / account holder | $1,689 | $3,885-56.5% | $5,275-68.0% | $4,297-60.7% |