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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $409,380 | $106,280+285.2% | $96,538+324.1% | $139,487+193.5% |
| Participation rate | 75.0% | 77.8%-2.8pp | 74.3%+0.7pp | 80.3%-5.3pp |
| Annual return | 16.81% | 38.48%-21.7pp | 35.74%-18.9pp | 373.84%-357.0pp |
| Employer contribution / active EE | $2,669 | $4,107-35.0% | $3,740-28.6% | $4,755-43.9% |
| Participant deferral / active EE | $9,383 | $5,457+71.9% | $4,880+92.3% | $6,713+39.8% |
| Admin fee / account holder | $17,099 | $7,888+116.8% | $6,737+153.8% | $11,407+49.9% |