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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $409,380 | $106,236+285.4% | $96,496+324.2% | $139,427+193.6% |
| Participation rate | 75.0% | 77.8%-2.8pp | 74.3%+0.7pp | 80.3%-5.3pp |
| Annual return | 16.81% | 38.43%-21.6pp | 35.70%-18.9pp | 373.27%-356.5pp |
| Employer contribution / active EE | $2,669 | $4,104-35.0% | $3,738-28.6% | $4,752-43.8% |
| Participant deferral / active EE | $9,383 | $5,455+72.0% | $4,879+92.3% | $6,711+39.8% |
| Admin fee / account holder | $17,099 | $7,879+117.0% | $6,731+154.0% | $11,404+49.9% |