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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,054 | $133,983+165.0% | $112,244+216.3% | $134,493+164.0% |
| Participation rate | 85.7% | 78.6%+7.2pp | 75.1%+10.7pp | 81.2%+4.5pp |
| Annual return | -10.46% | 47.13%-57.6pp | 27.46%-37.9pp | 418.01%-428.5pp |
| Employer contribution / active EE | $3,217 | $4,039-20.3% | $3,635-11.5% | $4,740-32.1% |
| Participant deferral / active EE | $10,400 | $5,291+96.6% | $4,728+119.9% | $6,400+62.5% |
| Admin fee / account holder | $24,832 | $7,490+231.5% | $6,411+287.3% | $11,425+117.4% |