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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,368 | $106,008+102.2% | $92,240+132.4% | $147,586+45.2% |
| Participation rate | 90.9% | 80.4%+10.5pp | 76.5%+14.4pp | 82.8%+8.1pp |
| Annual return | 23.44% | 50.05%-26.6pp | 176.29%-152.9pp | 578.59%-555.2pp |
| Employer contribution / active EE | $2,425 | $4,333-44.0% | $3,680-34.1% | $4,876-50.3% |
| Participant deferral / active EE | $5,019 | $4,478+12.1% | $3,897+28.8% | $5,439-7.7% |
| Admin fee / account holder | $505 | $6,333-92.0% | $5,194-90.3% | $10,886-95.4% |