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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,192 | $115,814+124.7% | $101,275+156.9% | $158,982+63.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 15.31% | 56.16%-40.8pp | 46.48%-31.2pp | 302.99%-287.7pp |
| Employer contribution / active EE | $2,744 | $4,176-34.3% | $3,660-25.0% | $4,763-42.4% |
| Participant deferral / active EE | $6,652 | $4,958+34.2% | $4,371+52.2% | $5,983+11.2% |
| Admin fee / account holder | $112,194 | $7,249+1447.8% | $5,948+1786.3% | $11,252+897.1% |