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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,941 | $154,228-34.6% | $145,433-30.6% | $137,256-26.5% |
| Participation rate | 85.7% | 83.8%+1.9pp | 82.1%+3.6pp | 80.0%+5.8pp |
| Annual return | 19.17% | 74.59%-55.4pp | 66.58%-47.4pp | 220.34%-201.2pp |
| Employer contribution / active EE | $4,303 | $4,804-10.4% | $4,554-5.5% | $4,156+3.5% |
| Participant deferral / active EE | $8,101 | $8,216-1.4% | $7,897+2.6% | $6,407+26.4% |
| Admin fee / account holder | $392 | $14,344-97.3% | $13,129-97.0% | $12,270-96.8% |