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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,696 | $138,102-61.8% | $125,381-58.0% | $134,532-60.8% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -18.69% | 750.73%-769.4pp | 572.31%-591.0pp | 418.27%-437.0pp |
| Employer contribution / active EE | $4,395 | $5,245-16.2% | $4,815-8.7% | $4,741-7.3% |
| Participant deferral / active EE | $11,906 | $7,801+52.6% | $7,448+59.9% | $6,401+86.0% |
| Admin fee / account holder | $17,907 | $11,568+54.8% | $10,007+78.9% | $11,429+56.7% |