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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,777 | $157,296-84.2% | $141,191-82.5% | $152,897-83.8% |
| Participation rate | 62.5% | 84.8%-22.3pp | 82.5%-20.0pp | 82.5%-20.0pp |
| Annual return | 44.74% | 64.34%-19.6pp | 71.41%-26.7pp | 345.43%-300.7pp |
| Employer contribution / active EE | $3,433 | $5,262-34.8% | $4,736-27.5% | $4,764-27.9% |
| Participant deferral / active EE | $6,664 | $7,111-6.3% | $6,710-0.7% | $5,851+13.9% |
| Admin fee / account holder | $64 | $12,125-99.5% | $10,264-99.4% | $11,599-99.4% |