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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,601 | $108,685-59.9% | $74,719-41.6% | $152,885-71.5% |
| Participation rate | 90.0% | 65.3%+24.7pp | 54.5%+35.5pp | 82.5%+7.5pp |
| Annual return | 26.26% | 114.09%-87.8pp | 753.05%-726.8pp | 345.39%-319.1pp |
| Employer contribution / active EE | $3,153 | $1,504+109.6% | $1,084+190.8% | $4,763-33.8% |
| Participant deferral / active EE | $1,776 | $2,712-34.5% | $1,963-9.5% | $5,851-69.6% |
| Admin fee / account holder | $3,121 | $4,905-36.4% | $3,334-6.4% | $11,598-73.1% |