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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,444 | $107,030-75.3% | $73,550-64.0% | $147,586-82.1% |
| Participation rate | 95.2% | 66.4%+28.9pp | 54.9%+40.3pp | 82.8%+12.4pp |
| Annual return | 172.80% | 38.25%+134.6pp | -15.16%+188.0pp | 578.59%-405.8pp |
| Employer contribution / active EE | $2,899 | $1,760+64.7% | $1,219+137.8% | $4,876-40.6% |
| Participant deferral / active EE | $1,648 | $2,458-32.9% | $1,804-8.6% | $5,439-69.7% |
| Admin fee / account holder | $1,163 | $3,055-61.9% | $2,320-49.9% | $10,886-89.3% |