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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,858 | $108,212-50.2% | $77,513-30.5% | $158,966-66.1% |
| Participation rate | 81.8% | 64.4%+17.4pp | 54.2%+27.6pp | 82.0%-0.1pp |
| Annual return | 14.69% | 31.67%-17.0pp | 54.81%-40.1pp | 302.95%-288.3pp |
| Employer contribution / active EE | $2,665 | $1,325+101.1% | $987+170.1% | $4,762-44.0% |
| Participant deferral / active EE | $1,747 | $2,455-28.9% | $1,861-6.2% | $5,983-70.8% |
| Admin fee / account holder | $1,642 | $3,709-55.7% | $2,859-42.6% | $11,250-85.4% |