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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,367 | $32,037-77.0% | $69,182-89.4% | $62,881-88.3% |
| Participation rate | 82.1% | 43.4%+38.7pp | 55.1%+27.0pp | 69.3%+12.8pp |
| Annual return | 1.50% | 15.16%-13.7pp | -21.93%+23.4pp | 20.14%-18.6pp |
| Employer contribution / active EE | $639 | $679-5.9% | $1,206-47.0% | $2,281-72.0% |
| Participant deferral / active EE | $1,206 | $1,185+1.7% | $1,897-36.4% | $3,203-62.4% |
| Admin fee / account holder | $8,915 | $2,608+241.8% | $2,697+230.6% | $4,296+107.5% |