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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,733 | $58,627-47.6% | $76,735-59.9% | $82,448-62.7% |
| Participation rate | 100.0% | 63.2%+36.8pp | 69.5%+30.5pp | 68.1%+31.9pp |
| Annual return | 99.64% | 39.10%+60.5pp | 29.77%+69.9pp | 41.64%+58.0pp |
| Employer contribution / active EE | $2,848 | $1,729+64.7% | $2,454+16.1% | $2,551+11.7% |
| Participant deferral / active EE | $4,804 | $3,134+53.3% | $4,088+17.5% | $4,139+16.1% |
| Admin fee / account holder | $2,831 | $5,323-46.8% | $7,189-60.6% | $7,234-60.9% |