Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,820 | $59,839-78.6% | $81,991-84.4% | $79,852-83.9% |
| Participation rate | 40.7% | 61.6%-20.9pp | 69.3%-28.6pp | 69.6%-29.0pp |
| Annual return | 28.86% | 17.56%+11.3pp | 41.31%-12.5pp | 31.72%-2.9pp |
| Employer contribution / active EE | $550 | $1,713-67.9% | $2,498-78.0% | $2,471-77.7% |
| Participant deferral / active EE | $2,224 | $2,695-17.5% | $3,722-40.3% | $3,740-40.5% |
| Admin fee / account holder | $409 | $4,287-90.5% | $5,665-92.8% | $5,306-92.3% |