Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,050 | $55,713-85.6% | $75,894-89.4% | $72,983-89.0% |
| Participation rate | 35.3% | 61.1%-25.8pp | 69.3%-34.0pp | 69.5%-34.2pp |
| Annual return | 40.92% | 27.60%+13.3pp | 30.76%+10.2pp | 81.01%-40.1pp |
| Employer contribution / active EE | $543 | $1,687-67.8% | $2,501-78.3% | $2,440-77.7% |
| Participant deferral / active EE | $1,653 | $2,634-37.3% | $3,603-54.1% | $3,608-54.2% |
| Admin fee / account holder | $1,259 | $3,980-68.4% | $5,420-76.8% | $5,124-75.4% |