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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $498,766 | $176,077+183.3% | $159,455+212.8% | $167,518+197.7% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 13.93% | 331.83%-317.9pp | 263.63%-249.7pp | 478.71%-464.8pp |
| Employer contribution / active EE | $4,918 | $5,298-7.2% | $4,830+1.8% | $4,838+1.6% |
| Participant deferral / active EE | $15,046 | $7,751+94.1% | $7,353+104.6% | $6,342+137.2% |
| Admin fee / account holder | $8,021 | $12,556-36.1% | $10,800-25.7% | $12,312-34.9% |