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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $409,508 | $157,296+160.3% | $141,191+190.0% | $152,897+167.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 23.59% | 64.34%-40.8pp | 71.41%-47.8pp | 345.43%-321.8pp |
| Employer contribution / active EE | $5,005 | $5,262-4.9% | $4,736+5.7% | $4,764+5.1% |
| Participant deferral / active EE | $8,197 | $7,111+15.3% | $6,710+22.2% | $5,851+40.1% |
| Admin fee / account holder | $7,836 | $12,125-35.4% | $10,264-23.7% | $11,599-32.4% |