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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,359 | $138,076+136.4% | $123,553+164.1% | $135,380+141.1% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -6.70% | 153.70%-160.4pp | 119.21%-125.9pp | 519.81%-526.5pp |
| Employer contribution / active EE | $7,722 | $5,152+49.9% | $4,628+66.9% | $4,779+61.6% |
| Participant deferral / active EE | $13,510 | $6,800+98.7% | $6,426+110.2% | $5,609+140.9% |
| Admin fee / account holder | $12,235 | $10,917+12.1% | $9,284+31.8% | $10,828+13.0% |