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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,813 | $135,956+150.7% | $123,894+175.1% | $273,972+24.4% |
| Participation rate | 90.9% | 84.1%+6.8pp | 81.4%+9.5pp | 83.0%+7.9pp |
| Annual return | 10.23% | 56.63%-46.4pp | 47.52%-37.3pp | 41.46%-31.2pp |
| Employer contribution / active EE | $6,104 | $5,170+18.1% | $4,617+32.2% | $4,869+25.4% |
| Participant deferral / active EE | $7,071 | $6,343+11.5% | $5,984+18.2% | $5,287+33.7% |
| Admin fee / account holder | $54,429 | $9,817+454.4% | $8,357+551.3% | $10,133+437.2% |