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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,581 | $39,132+59.9% | $57,196+9.4% | $62,881-0.5% |
| Participation rate | 94.4% | 70.5%+24.0pp | 75.3%+19.1pp | 69.3%+25.1pp |
| Annual return | -0.74% | 9.24%-10.0pp | 14.59%-15.3pp | 20.14%-20.9pp |
| Employer contribution / active EE | $3,222 | $1,874+72.0% | $2,683+20.1% | $2,281+41.3% |
| Participant deferral / active EE | $3,219 | $2,374+35.6% | $3,096+4.0% | $3,203+0.5% |
| Admin fee / account holder | $1,275 | $2,594-50.9% | $3,141-59.4% | $4,296-70.3% |