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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,931 | $48,327+17.8% | $67,575-15.8% | $80,935-29.7% |
| Participation rate | 90.0% | 66.4%+23.6pp | 72.9%+17.1pp | 67.7%+22.3pp |
| Annual return | 14.33% | 18.31%-4.0pp | 3528.98%-3514.6pp | 35.66%-21.3pp |
| Employer contribution / active EE | $0 | $2,022-100.0% | $2,736-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $3,325 | $2,927+13.6% | $4,003-17.0% | $4,299-22.7% |
| Admin fee / account holder | $524 | $3,692-85.8% | $3,993-86.9% | $6,924-92.4% |