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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,381 | $46,534+8.3% | $64,097-21.4% | $75,177-33.0% |
| Participation rate | 97.1% | 65.9%+31.1pp | 72.3%+24.7pp | 67.2%+29.9pp |
| Annual return | 7.60% | 26.07%-18.5pp | 33.75%-26.2pp | 160.75%-153.2pp |
| Employer contribution / active EE | $1,471 | $1,976-25.6% | $2,750-46.5% | $2,671-44.9% |
| Participant deferral / active EE | $2,265 | $2,835-20.1% | $3,881-41.6% | $4,126-45.1% |
| Admin fee / account holder | $25,425 | $2,957+759.9% | $3,070+728.3% | $5,651+349.9% |